About Our Team


Ryan

Ryan Cheda

President, AFIS

O: (707) 794-9950
ryan@ctsagency.com

Ryan Cheda brings expert solutions to clients’ ever changing insurance needs. Ryan specializes in commercial, agribusiness and life insurance, while still working on most lines of insurance as well. His diversified work experience has helped him to truly understand his client’s point of view. Ryan graduated from Chico State with a Bachelor of Science in Business Administration. He worked for a building and industrial supply company in San Diego before moving back to Petaluma and starting his career in Insurance. He acquired Ray Soper and Chris Thwaites’ Agency that has served as a foundation for the Cheda Insurance Agency.  Ryan enjoys spending as much time as possible outdoors with his wife Lindsay and son, Sonny. Ryan is dedicated to promoting the founding principles, while constantly working on the most current ways to better serve his clients.


Ryan

Therese Avilla

Office Manager

O: (707) 794-9950
tee@ctsagency.com

Being a Petaluma native with deep family roots, Therese is grounded in the city’s history and culture. She feels fortunate to have grown up and lived in Petaluma her entire life and is happy to be working in the town she loves.  Therese has spent her entire career in the insurance industry, getting her start with State Farm in 1978. She is grateful to work for the Cheda Insurance Agency as their business philosophy and customer relations parallel her beliefs.  In her spare time she loves cooking, entertaining, hiking, traveling, and spending time with family and friends. She looks forward to helping you with all of your insurance needs and is committed to giving the highest-level of customer service.


Ryan

Lindsay Cheda

Marketing and Community Relations

O: (707) 794-9950
info@ctsagency.com

At the age of 16, Lindsay started her insurance career working for her family’s Farmers Insurance Agency. This is where she learned the importance of developing strong client relationships and cultivating close connections to her community. Currently Lindsay works on community relations and marketing. Lindsay spends most of her free time with friends and family and also enjoys traveling and cooking.